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The Living Balance Sheet®

You’ll be able to diagnose your financial health 24/7 using our web-based personalized wealth management portal, the Living Balance Sheet® (LBS). LBS provides a single platform to organize and view your critical financial information plus access to tools and resources to help you make better financial decisions. LBS gives you the consolidated view you need to:

  • Enhance asset performance
  • Manage savings and cash flow more effectively
  • Retire debt efficiently
  • Achieve greater financial balance
  • Make better decisions to protect your life and assets


See what affects your wealth

What's the real value of your 401(k)?

Many Americans don't consider the impact of taxes on their retirement strategy.

Use our 401(k) calculator to see how well you're really doing at building a secure retirement.

What is your earning potential?

Your income is one of your most valuable assets, although many people don't think of it that way.

Our earnings potential calculator shows you how much you could possibly earn over your lifetime—and hopefully change the way you think about it.

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The Living Balance Sheet® (LBS) and the LBS Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. © Copyright 2005-2016 Guardian