I’m financially comfortable, do I need an advisor?
Many people believe they are, "all set," or may already have an advisor. Many times professionals only focus on one area, however, C&A Financial acts as a macro-manager, assessing your entire financial picture to see if there are areas needing more attention. We are holistic strategists. We see the big picture and can identify potential warning signs that may affect your cash flow now or in the future. We are an asset without replacing current relationships.
How do I choose an advisor?
Our CEO, Frank Congilose, wrote a book on finding the correct fit with the right advisor, Coerced to Coached. In choosing an advisor, the best choice you can make is having a comfort level with your advisor and knowing that the value you receive meets your standards. Advice should be led with a holistic approach; you will be better prepared to make decisions. We also like to get to know our clients on a personal level before working with them to make sure there is a mutual fit and a philosophical alignment.
How much do your services cost?
Our services are complimentary for any meeting or strategy session. We are fee based and are compensated by the financial institutions we do business with. As we create your personalized strategy and plan, there may be a financial product recommended. If you choose to implement that strategy, we get compensated by the financial institution the business is placed with.
Does my spouse need to be involved?
Not necessarily; however, because we take a holistic approach, we look at many different aspects of your financial life, we would like to get to know them and build a relationship with them as well!
I already have an advisor, I’m all set.
What we have discovered over the last 40 years is that there is always room for improvement. We understand that relationships and circumstances can change, but we would like the opportunity to share our expertise, so that you can see the value we provide for you and your family. Our objective is not to replace current relationships, but to be another asset to your overall financial life.
