Our Mission

At C&A Financial Group, our mission is clear; provide the most advanced and up-to-date information and service to our clients. Our philosophy is based upon Wealth Accumulation, Protection and Preservation for families and privately held business owners. We utilize a macroeconomic approach for planning our clients' finances. We believe that our clients come first and provide them with the same advice and service that we would render to our own families or ourselves.

Our associates are fully trained and educated on how to formulate and implement appropriate plans. We believe in a team approach to planning and utilize our Staff and Agency Specialists as required. We continually strive for growth by employing representatives who have the determination and ability to learn and communicate our services to the public. We know that by adhering to this belief and standards that our clients will refer us to those who will benefit from our services as well. Our company's management and staff stand behind our associates in this mission that we all share.


"High achievement always takes place in the framework of high expectations."
                          -Jack & Garry Kinder, Kinder Brothers International

Because we live in a world of complexity and change, money decisions are more complex now than ever before. Changes in tax laws, inflation, and interest rates continue to have substantial impact on earnings set aside today for financial security tomorrow. The need to conserve and effectively use personal and corporate assets is essential; but little time is available for the leaders of successful businesses and professionals to design financial programs for themselves and their companies.

Today more than ever, it is important to establish a solid long-term relationship with an individual and organization whose advice you can trust.

Our comprehensive approach looks at the many facets of our clients' financial picture and integrates those elements into a cohesive plan. We share proven financial principles to educate you on the fundamental principles of successful financial management.

Check the background of our investment professionals on FINRA’s BrokerCheck

The information on this site is intended for the residents of CT ,DE ,FL ,NJ ,NY, PA ,VA. 
C & A Financial Group is a general agency of The Guardian Life Insurance Company of America, New York, NY. 
The agents of C & A Financial Group are not licensed to sell insurance in all 50 states. 
To find out if an agent is licensed in your state, please contact Frank Congilose at 732-528-4800. 

Guardian, its subsidiaries, agents, or employees do not provide legal or tax advice. Please consult your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

Securities products/services and advisory services offered through Registered Representative, Frank Congilose, and Financial Advisor of Park Avenue Securities LLC (PAS), 2431 Atlantic Avenue, Manasquan, NJ 08736, (732) 528-4800. PAS is a registered broker/dealer and investment advisor. PAS is an indirect wholly owned subsidiary of Guardian. C&A Financial Group is not an affiliate or subsidiary of PAS or Guardian. PAS is a member FINRA, SIPC

Frank Congilose is securities licensed in AL, ,AZ, CA, CO, CT, FL, MA, MD, NJ, NY, PA, VA and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states. 

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside. 

The Living Balance Sheet® and the Living Balance Sheet® Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws. © Copyright 2005-2016, The Guardian Life Insurance Company of America 

C&A Financial Group is an authorized user of The Living Balance Sheet®, an electronic wealth organizational platform that provides a wide-angle view of your financial world and enables us/him/her to stress test your current financial approach. Gain insight and clarity on your complete current financial picture, which when coupled with our professional experience, will allow you to make well-informed personal and business decisions and take appropriate actions to achieve your desired results. 

Copyright © C&A Financial Group 2015    2431 Atlantic Avenue    Manasquan    New Jersey, 08736    Phone: 732.528.4800    Fax: 732.528.0707 Neither C&A Financial Group, Guardian nor its subsidiaries are responsible for the information, products, or services that are provided by the Institute of Responsible Wealth